• Budgeting is important to keep track of your play and make sure you don’t spend more than you are willing to lose. 
  • Make sure you have a game plan and know how much you’re willing to lose and how long you want to play.
  • Most financial advisers recommend that you spend up to 5-10% of your after-tax income on entertainment and recreation.
  • Lower risk gambling guidelines suggest spending 1% or less of your household income on gambling.
  • Play within your gambling budget. Once you hit your budget, it’s time to move on to something else.


  •  You should not use credit or borrow money to gamble. It increases your risk of experiencing gambling-related harm.
  • Credit is more than just cards. It’s also lines of credit, credit card cash advances, PayPal, and loans from credit unions, banks, friends, or family.
  • Using a credit card enables debt to pile up quickly.
  • Leave the plastic at home and only take cash with you to in-person gambling venues.


  • Gambling is a form of entertainment, like going to a concert, not a way to make extra money.
  • The gambling odds are stacked high against you. Expect to lose and remember you’re playing to have a good time.
  • Never chase your losses, it almost always leads to bigger losses.
  • Don’t leave the fun to chance. Only gamble with money you have budgeted for entertainment purposes. 




Casinos BC

Lower Risk Gambling Guidelines

General Financial Literacy

  • Your Financial Toolkit (Financial Consumer Agency of Canada)
  • Financial Education (Credit Counselling Society – workshops, webinars, online courses, building your budget, money tips, debt reduction tips)
  • Financial Resources (Credit Counselling Society – blogs, calculators, workshops, budgeting tips, understanding credit)


Debt help

Credit Counselling